MORTGAGEHQ LIMITED WEBSITE TERMS OF USE
By accessing or using this website, you will be treated as having read and accepted the following website terms of use of mortgagehq Limited (we, us, our).
1. Acceptance of Terms
By accessing or using our website you are agreeing to be bound by these Terms of Use, including any changes to these Terms of Use made from time to time. Where your access and use is on behalf of another person (e.g. a company), you confirm that you are authorised to, and do in fact, agree to these Terms of Use on that person’s behalf and that, by agreeing to these Terms of Use on that person’s behalf, that person is bound by these Terms of Use.
If you do not agree to these Terms of Use, you are not authorised to access and use our website, and you must immediately stop doing so.
2. Intellectual Property
Any reference to “information” in these Terms of Use includes information on the website as well as any information linked from our website.
All copyright and intellectual property rights in the information contained on the website is owned by us or are licensed for use by us (including all data, text, graphics, artwork, photographs, logos, icons, sound recordings, and videos). Our logos and trademarks may not be used in any manner without our express written permission.
3. Permitted Use
Permission is granted to temporarily download any downloadable information on our website for personal, non-commercial, transitory viewing only.
However, if you want to display or distribute the content or any of the pages of the website in public or in such a way that they will be accessible to the public (including reproduction in any form on the internet), you must first obtain our permission.
4. No Warranties
The information on this website is preliminary and general information only. It is subject to change at any time. We recommend you seek advice from relevant professionals before relying on any of the information.
The information on our website is provided “as is”. We make no warranties, express or implied, and hereby disclaim all other warranties, including (without limitation), implied warranties or conditions of the fitness for a particular purpose, or non-infringement of intellectual property rights or other violation of rights.
Further, while we have taken reasonable measures to ensure that the quality and accuracy of information on the website, we do not warrant or make any representations concerning the accuracy, completeness, likely results, or reliability of any information on this website or otherwise relating to such information or on any sites linked to our website.
We do not guarantee that this website will always be secure and free of viruses or other harmful code, or be accessible without any interruption.
5. Limitations
To the maximum extent permitted by law, we disclaim liability for:
· Any loss or damage whatsover which may arise in any way out of the use of this website (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use any information on our website.
· Any errors in or omissions from the information provided on our website.
· The accuracy of any information obtained through the use of our website.
6. Your Obligations
When using or accessing the website, you must:
· not impersonate another person or misrepresent authorisation to act on behalf of others or us;
· not attempt to undermine the security or integrity of our network, system, software, data or material that underlies or is connected to our website;
· not use, or misuse, the website in any way which may impair the functionality of our website or impair the ability of any other user to use the website;
· not attempt to view, access or copy any material or data other than that which you are authorised to access, and to the extent necessary for you to use the website in accordance with these Terms of Use; and
· neither use the website in a manner, nor transmit, input or store any data, that breaches any third party right (including intellectual property rights and privacy rights) or is objectionable, incorrect or misleading.
7. Liability
You indemnify us against all loss we suffer or incur as a direct or indirect result of your failure to comply with these Terms of Use.
Except to the extent permitted by law, nothing in these Terms of Use has the effect of contracting out of the Consumer Guarantees Act 1993 or any other consumer protection law that cannot be excluded. However, if you are in trade, you agree to contract out of the Act. Without limiting the forgoing, to the extent our liability cannot be excluded but can be limited, our liability is limited to any amount you paid us to access or use the website.
8. Revisions
The information appearing on our website may include technical, typographical, or photographic errors. We do not warrant that any of the information on the website are accurate, complete, or current. We may make changes to the information contained on our website at any time without notice. We do not, however, make any commitment to update the website.
9. Links
We are not responsible for any other site accessed via our website. The inclusion of any links on our website does not imply endorsement by us of the site. Use of any such linked website is at the user’s own risk.
10. Site Terms of Use Modifications
We may revise these Terms of Use, including the terms in the Privacy Policy at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use.
11. Governing Law
Our website and these Terms of Use are governed by New Zealand laws. The courts of New Zealand will have non-exclusive jurisdiction to hear and determine any claims or disputes concerning the website or Terms of Use.
12. Privacy Policy
The privacy policy on our website applies when you are using or accessing our website.